1. Medical Assurance Society now provide home loans in partnership with The National Bank. The interest rates shown are The National Bank's current carded rates. If you are a Society Member a discount may apply. For more information please call The National Bank's dedicated MAS team on 0800 11 22 12. The National Bank's normal lending criteria apply. A mortgage insurance fee or low equity premium may apply.
2. Medical Securities Limited lending criteria apply for all credit and loans. A mortgage insurance fee may apply to home loans over 80% LVR. Line fee may apply with Revolving Credit accounts.
3. The 'Medicals Base Rate' is the indicator benchmark from which variable business loans over $250,000 are priced. A margin will apply. Please phone 0800 800 MAS (627) or email society@medicals.co.nz further details.
4. Returns are reported pre-tax and after management fees for the 12 months to 31 July 2010
5. Unit prices are as at 6 September 2010
6. Returns before tax and after fees for the 6 months to 31 March 2010.
7. Investments in Debenture Term Investments are secured by first ranking registered secured stock of Medical Securities Limited. Minimum investment of $500, (note - to earn the top rate the minimum investment is $25,000), with investment terms from on-call to 5 years. Length of term required to earn top rate is 5 years. The issuer of the Debenture Term Investments is Medical Securities Limited.
8. Interest is calculated daily and paid bi-monthly. The securities are unsecured and the issuer is Medical Securities Limited.
9. Minimum investment of $500. Please refer to the current Medical Securities Limited PIE Fund Investment Statement and/or Prospectus for additional important information about these investment products.
*For a copy of the latest registered Prospectus or Investment Statement for any of our investment products, please call us on 0800 800 MAS (627).