Click here to return to the home page.
Loans
Insurance
Savings and Investment
KiwiSaver
Student Package
Graduate Package
GOLDSHIELD Package
Business Advisory Services
Forms and Applications
MPS
Latest Interest Rates

Rates as at . All interest rates are subject to change.

Borrowing

Home loans1

Floating Rate

6.24% p.a.

Revolving Credit

6.20% p.a.

Fixed 6 Months

6.35% p.a.

Fixed 12 Months

6.45% p.a.

Fixed 18 Months

6.60% p.a.

Fixed 2 Years

6.69% p.a.

Fixed 3 Years

7.10% p.a.

Fixed 4 Years

7.45% p.a.

Fixed 5 Years

7.70% p.a.

Personal loans2

Personal loans

Vehicles, boats, motorcycles

Unsecured loans

Contact us to find out more about how we can help on 0800 800 MAS (627) or email us at
society@medicals.co.nz

Business loans2

Practice equipment

Practice purchase or development

 

 

 

Medicals Base Rate3

 

Contact us to find out more about how we can help on 0800 800 MAS (627) or email us at
society@medicals.co.nz

 

5.00%

 

CreditLine loans2

Business CreditLine (revolving credit)

Student CreditLine

Graduate CreditLine

Contact us to find out more about how we can help on 0800 800 MAS (627) or email us at
society@medicals.co.nz

Saving

Term deposit7 - interest rates as at . All interest rates are subject to change.

Term

New investments less than $25,000

All GOLDSHIELD or reinvestments or new investments of $25,000 or more

3 months

4.25% p.a.

4.50% p.a.

6 months

4.75%p.a.

5.00% p.a.

9 months

5.00% p.a.

5.25% p.a.

12 months

5.35% p.a.

5.60% p.a.

18 months

5.35% p.a.

5.60% p.a.

2 years

5.75% p.a

6.00% p.a.

3 years

6.50% p.a.

6.75% p.a.

4 years

6.65% p.a.

6.90% p.a.

5 years

7.00% p.a.

7.00% p.a.

For more information about our Term deposits

Savings plan8

All balances

3.75% p.a.

PIE investment funds9

On-Call PIE Fund - all balances

3.75% p.a.

Term PIE Fund - 12 month term

5.60% p.a.

Investment portfolio - returns4

Balanced

5.43%

Aggressive

3.86%

Property

16.70%

Investment portfolio - unit price5

Balanced

$1.3174

Aggressive

$1.2564

Property

$1.2871

Superannuation6

Cash

0.98%

Defensive asset

4.16%

Conservative

5.75%

Balanced asset

6.14%

Growth

7.72%

Aggressive asset

8.70%

Global equities

8.67%

1.  Medical Assurance Society now provide home loans in partnership with The National Bank. The interest rates shown are The National Bank's current carded rates. If you are a Society Member a discount may apply. For more information please call The National Bank's dedicated MAS team on 0800 11 22 12. The National Bank's normal lending criteria apply.  A mortgage insurance fee or low equity premium may apply.

 

2.  Medical Securities Limited lending criteria apply for all credit and loans. A mortgage insurance fee may apply to home loans over 80% LVR. Line fee  may apply with Revolving Credit accounts.

 

3. The 'Medicals Base Rate' is the indicator benchmark from which variable business loans over $250,000 are priced. A margin will apply. Please phone 0800 800 MAS (627) or email society@medicals.co.nz further details.


4.  Returns are reported pre-tax and after management fees for the 12 months to 31 July 2010

 

5.  Unit prices are as at 6 September 2010


6.  Returns before tax and after fees for  the 6 months to 31 March 2010.


7.  Investments in Debenture Term Investments are secured by first ranking registered secured stock of Medical Securities Limited. Minimum investment of $500, (note - to earn the top rate the minimum investment is $25,000), with investment terms from on-call to 5 years. Length of term required to earn top rate is 5 years.  The issuer of the Debenture Term Investments is Medical Securities Limited.


8.  Interest is calculated daily and paid bi-monthly. The securities are unsecured and the issuer is Medical Securities Limited.

 

9. Minimum investment of $500. Please refer to the current Medical Securities Limited PIE Fund Investment Statement and/or Prospectus for additional important information about these investment products.

 

*For a copy of the latest registered Prospectus or Investment Statement for any of our investment products, please call us on 0800 800 MAS (627).
 

Return to top. Top